Risk Disclosures & Conflicts

Last updated — 9 May 2026

Contents
1. 1. Regulatory standing
2. 2. Investor eligibility
3. 3. Investment risks
4. 4. Liquidity & redemption
5. 5. Fees & expenses
6. 6. Conflicts of interest
7. 7. Valuations & reporting
8. 8. Tax considerations
9. 9. Contact

1. Regulatory standing

Aurum Prism operates this institutional deal-flow platform from Singapore. Aurum Prism is not a licensed broker-dealer, investment adviser, or securities exchange. The Platform supports private placements offered to qualifying investors under exemptions from prospectus and licensing requirements in the relevant jurisdictions.

Confirm with counsel the precise list of exemptions relied upon in Singapore (SFA, FAA exclusions) and in each target jurisdiction (US Reg D, EU AIFMD reverse-solicitation, etc.).

2. Investor eligibility

Access to the Platform is invitation-only and restricted to:

• Accredited investors as defined under section 4A of the Securities and Futures Act 2001 (Singapore).
• Institutional investors as defined under the same statute.
• Qualifying investors under equivalent definitions in the investor's home jurisdiction (e.g. Rule 501 “accredited investor” under US Regulation D, or “professional client” under EU MiFID II).

Any deal shown on the Platform is restricted to investors who have satisfied these eligibility criteria and the Platform's onboarding checks.

3. Investment risks

Investments offered on Prism are private placements in private credit, pre-IPO equity, real-estate-linked debt, infrastructure, and related alternative-asset structures. They carry risks materially greater than public-market instruments, including but not limited to:

• Loss of capital — you can lose part or all of the principal invested.
• Illiquidity — there is typically no secondary market and no contractual redemption right until a defined exit event.
• Concentration — a single deal may represent a large portion of the underlying fund or vehicle.
• Leverage — issuer or vehicle leverage can magnify both upside and loss.
• Operational — issuer dependency, key-person risk, fraud, or counter-party default.
• Currency & cross-border— capital controls, tax changes, or sanctions in the issuer's jurisdiction.
• Valuation — interim NAVs are estimates; realised value may differ.

4. Liquidity & redemption

Aurum Prism does not guarantee any market, repurchase, or secondary transfer for positions taken on the Platform. Investments should be sized assuming a complete absence of liquidity for the full lock-up term defined in the deal-specific subscription documents.

5. Fees & expenses

Each deal published on Prism discloses its own fee schedule — management fee, performance fee or carried interest, placement fee, and any pass-through expenses — within the subscription documents. Platform-level fees, where applicable, are disclosed in the operator engagement letter.

Decide which platform-level fees (if any) the operator wishes to disclose publicly here vs. only behind authentication.

6. Conflicts of interest

Aurum Prism and its affiliates may receive sourcing or placement fees from deal sponsors. Aurum Prism may also itself be a co-investor or anchor investor in deals offered on the Platform. Advisors who introduce deals are typically remunerated on a placement-success basis.

These arrangements create potential conflicts of interest, which we manage through written policy, deal-by-deal disclosure inside the subscription documents, and a documented audit trail on the Platform.

Append the operator's formal Conflicts-of-Interest Policy summary or link to a downloadable PDF once approved.

7. Valuations & reporting

NAV figures, capital-call schedules, and distribution statements published on the Platform are prepared using the methodology described in the relevant fund or deal documents. They are estimates and may be revised. Audited annual statements take precedence over interim figures.

8. Tax considerations

Tax treatment depends on individual circumstances, the structure of the underlying investment, and the investor's domicile. Aurum Prism does not provide tax advice. Investors should consult their own qualified tax adviser before subscribing.

9. Contact

Questions about specific risks or conflicts should be raised through your usual Aurum Prism operating contact. General correspondence at admin@aurumprism.com. See also the Terms of Service, Privacy Policy, and Cookie Policy.